The pioneer settlers of Pocahontas County
realized the necessity of organizing
an insurance company that would serve
the people of this and adjoining counties
in a mutual and cooperative way.
Pocahontas County Mutual Fire and Lightning
became a reality and issued it's first
policy to it's President, C.M. Taylor,
of Lincoln Township on January 1, 1891.
And through the years, with what has
now become know as Pocahontas Mutual
Insurance Association, we have assisted
our policyholders who were experiencing
uncontrollable acts of nature or other
sudden accidental perils.
Early records indicate $235 paid in
fire losses in 1897. In the year
of 2004, Pocahontas Mutual Insurance
paid out over $1,500,000 in claims.
April 24, 1945 Pocahontas Mutual Insurance
insured $2,164,875 of property coverage.
By April of 2016, over $510,000,000
of property was insured.
Pocahontas Mutual Insurance is a member
and participant of NAMIC (National Association
of Mutual Insurance Companies), and
IMIA (Iowa Mutual Insurance Association).
In 1897 the National Association of
Mutual Insurance Companies was formed
in Des Moines, Iowa. NAMIC, as
it was soon to be called, is the national
trade association for the mutual insurance
industry. It's motto is "Neighbor
Helping Neighbor". It is
member-driven and speaks with one voice
concerning state and national insurance
IMIA, or the Iowa Mutual Insurance Association,
is the state insurance industry trade
In 1986 Pocahontas Mutual Insurance
built, and still occupies, it's first
home office in Laurens, Iowa, at 137
South Third Street.
In a move to spread the risk, and increase
opportunities for growth, Pocahontas
Mutual Insurance changed it's charter
to a state-wide mutual status in 2000.
This expanded our writing area by an
additional tier of counties surrounding
Pocahontas Mutual Insurance is presently served by 70-plus agents in 17 professional insurance agencies. The guidance for the Mutual comes from a six-member Board of Directors.
Policyholders are invited to participate
in the future planning of Pocahontas
Mutual Insurance by attending the Annual
Policyholders Meeting. This meeting
is held at 1:30 p.m. on the first Tuesday
of April each year, at the home office
in Laurens, Iowa.